Retirement Withdrawal / How Long Will Money Last Calculator

Retirement Withdrawal / How Long Will Money Last Calculator calculates years money lasts; ending balance; total withdrawn; growth. Enter your assumptions above to get the primary answer first, followed by supporting metrics and detail where useful.

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Inputs

Retirement Withdrawal / How Long Will Money Last Calculator
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years

Results

Ready to calculate

Adjust the inputs, then use the primary action. The result will appear here.

What this calculator answers

Retirement Withdrawal / How Long Will Money Last Calculator calculates years money lasts; ending balance; total withdrawn; growth. Enter your assumptions above to get the primary answer first, followed by supporting metrics and detail where useful.

How this calculation works

This tool uses starting portfolio; withdrawal; frequency; return; inflation/step-up; taxes optional; duration/until depleted. It returns years money lasts; ending balance; total withdrawn; growth. Headline results, charts, schedules, comparisons and exports are generated from the same normalized calculation state.

Worked example

Ending balance: 63,944.8 • Gross withdrawals from portfolio: 79,439.32 • Estimated net withdrawals after tax: 75,467.36

Assumptions

Unless the tool says otherwise, rates are annual percentages, currency inputs are denominations rather than automatic FX conversions, and projections are mathematical models rather than guarantees. Typed values remain authoritative even outside normal slider ranges.

Limitations

Results depend on the assumptions supplied. Real-world taxes, fees, rates, timing and provider rules can differ from simplified modeled inputs.

Sources & review

Changing-rule tools cite the official source, jurisdiction/effective period and verification date. Evergreen formula pages document their calculation method and review date. Last reviewed: 2026-09-25.

Privacy and review status

Financial inputs stay on this device by default and are not placed into analytics, advertising or error payloads. Review the methodology or report a calculation issue if something looks wrong. Methodology · Report a calculation issue.

Common questions

What does the Retirement Withdrawal / How Long Will Money Last Calculator calculate?

It calculates years money lasts; ending balance; total withdrawn; growth. The result is based on the inputs and assumptions shown on this page.

What inputs does the Retirement Withdrawal / How Long Will Money Last Calculator use?

The main inputs are starting portfolio; withdrawal; frequency; return; inflation/step-up; taxes optional; duration/until depleted. Change them to model a different scenario.

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